UK Car Insurance News

August 26, 2006

 

Questions to ask when choosing vehicle breakdown insurance

Comprehensive vehicle breakdown insurance can vary from £32 to £133.20 a year.

Motorists could save up to 76%* by shopping around for comprehensive car breakdown cover according to price comparison website, www.moneysupermarket.com.

The August bank holiday can be a chance to catch some late summer sun and relaxation before the evenings start drawing in, but the journey itself can sometimes become the focus of the holiday if things go wrong. With comprehensive breakdown cover starting from as little as £32 a year, www.moneysupermarket.com urges motorists to ensure they have adequate cover for the long weekend ahead.

Richard Mason, director of insurance at www.moneysupermarket.com, said: ?The bank holiday is always a busy time on Britain?s roads resulting in an increase in car breakdowns, but motorists can avoid wasting precious holiday time on the hard shoulder by ensuring they have adequate breakdown insurance. It is important to choose not only the most competitive policy, but one which is comprehensive enough for your needs.

?UK breakdown policies do not automatically provide cover for driving abroad so those planning to cross the channel or venture further afield should check they have the appropriate cover. After all, the last thing you want is to stump up an exorbitant call-out fee or organise your own recovery service while stranded abroad.?

Moneysupermarket.com says drivers should consider asking these key questions when evaluating the level of vehicle breakdown insurance on offer:

1. What is the average callout time?
2. Will you try and fix my car at the roadside first?
3. Will you take me home or to the destination I was heading before breaking down?
4. Does this policy include home starts?
5. Is there a limit on the number of times I can call each year?
6. Do you offer a no claims discount?
7. Can I cover additional cars?
8. Can I cover my partner and/or family members?
9. Will I be covered if I am the passenger in another car?
10. Will I be charged additional fees for any of the services provided?
11. Am I covered for driving abroad?

posted by UK Insurance Index  @ 12:58 PM

News items are intended for information only and should not be relied upon when making insurance decisions. Due to their nature some of the information in these news stories may no longer be current.