University students starting or returning to their courses are being urged to get adequate student possessions insurance to protect themselves and their valuables. Figures released by the Home Office show that 1 in 3 students are a victim of crime each year, and three times more likely to be burgled than the average home owner.

The advice comes from the British Insurance Brokers Association (BIBA), which has issued tips to help protect students from theft while on campus. Every year, University halls of residence and student houses become rich pickings for burglars as so many contain costly equipment such as laptops, TVs, DVD players, stereos and iPods.

As students head off for Universities around the UK, Technical Services Manager at BIBA, Graeme Trudgill, warned...

"Too many students head to university without adequate insurance. All too often, insurance is the last thing a student will think of and they will dismiss not being a priority. We want to make sure that students starting out this autumn check whether they are covered through their parents' home policy. If they are not it is vital they purchase a student policy to cover them. A broker offers impartial advice and tailored insurance packages for students that don't break the bank. So that even those on a tight budget can find suitable protection".

Gemma Tumelty, President of the NUS, commented...

"Understandably for most cash strapped students, adding the expense of an insurance policy may not make the 'must do' list. But given how much most students will have locked up in the value of laptops, mobile phones and other valuables, we would urge them to reconsider and ensure that they don't risk their possessions or having to shell out huge amounts to replace them".

Recent studies by Endsleigh student insurance showed that valuables on display can attract opportunist thieves ? so students should be careful not to leave laptops lying out on coffee tables or bicycles in places which are visible from outside.

BIBA advises students that...

• Valuables should not be visible from windows


• Check that locks have been changed since the last tenants left


• Make sure that there are adequate locks on front or back doors


• Be aware that high value items such as laptops may require separate cover


• Read the small print on any policy to see in when cover might be invalid


• If you are unsure, consult a broker for advice on your insurance needs


• Check the cover on items temporarily removed from your home. The level of cover can vary hugely from policy to policy