Shocking figures show the majority of British people planning to holiday abroad haven't sorted out travel insurance.
A survey by the Money Advice Service found that of people who expect to go away this summer, 49% have arranged travel insurance, 17% haven't yet got round to it, and 34% say they won't get a policy at all. Though the survey questioned 2,000 people, that response could translate to a million people making the trip without cover.
A similar survey for Confused.com found that of people who regularly take a break overseas, only 55% always get travel cover. Meanwhile 15% say they never get travel insurance.
In both cases, holidaymakers are putting their finances at risk by this supposed money-saving tactic. While British visitors to European Union countries will normally get the same level of medical treatment as locals, only insurance will cover associated costs such as being flown home if necessary, or having family members extend a stay to be by your bedside.
For visitors going further afield, particularly to the United States, the costs of medical treatment can be crippling. Indeed, there has even been talk about whether Brits should be legally required to carry travel insurance when visiting the US.