An American insurer is now offering insurance against getting divorced. The "WedLock" policy is designed to cover costs such as legal fees and other costs of splitting up.
The policy works in a slightly unusual way: policyholders buy "units" of insurance, each of which costs $15.99 (a little over £10) a month and entitles them to $1,250 (£800) as and when they present a valid divorce document. The maximum policy size is 200 units, totalling $250,000 in cover.
Couples thinking of making a quick buck will be out of luck: the policy doesn't pay out unless the marriage has lasted at least four years. After that, the payout per unit rises $250 for each full year.
Although the policy is hardly romantic, some divorce lawyers in the US have suggested it might be an efficient way of funding a pre-nuptial agreement. Others noted it could help those who find themselves in a situation where they want to split up but can't afford to do so.