One insurer claims Brits cause around £350 million of damage to their homes each year as a result of drunken behavior.
In figures extrapolated from examining household claims totalling £1.5 million, More Than estimated the average cost of a booze-related claim is £461. The most common outcome is wobbly legged drinkers accidentally breaking or damaging a possession. That's followed by accidental fires, either from falling asleep with a flame such as a candle still burning, or kitchen disasters while attempting to make post-pub snacks.
Perhaps surprisingly it was those aged 35-54 who were most likely to make a booze-related claim. That may be because they feel the effects of a one-off heavy night more than younger, regular drinkers. It could also be that those in their late teens and early 20s are less likely to have insurance.
It's worth remembering that many claims that result from intoxication, such as burglaries after leaving keys in the front door lock, may not result in a payout under the terms of the policy.
