Not everyone wants the same from their insurance. Pay less with our Essentials Home Insurance, than with our Extra insurance - simply cover the basics and only pay for the cover you need.
Why Consider Legal and General Home Insurance:
Welcome to home insurance that revolves around you and your budget from Legal & General.
For people who just want to cover the necessities, we’ve removed some of the features from our more comprehensive Extra product to create Essentials. So instead of having cover for things you might not need, like plants in the garden, freezer contents or credit cards - you pay a lower premium.
You can still tailor the policy to suit your needs with a range of optional add-ons.
Essentials covers as standard:
Loss or damage from fire, flood and theft
Loss or damage from subsidence and falling trees
New for old on contents (except on clothing over 2 years old)
Up to £25,000 for alternative accommodation (if you have to temporarily move out of your home because of an insured event such as a fire)
Essentials could be right for you if:
You’re happy to agree a higher excess than with our Extra cover
You don’t mind not having the option for extended accidental damage for buildings and contents.
Awards & Ratings for this Company:
Best Online Home & Contents Insurance Provider - Your Money Direct Awards 2011
Best Mortgage Related Insurance Provider - 2010/11 Your Mortgage Awards
Please note that excesses, terms and conditions may apply. This is only a brief summary of Legal and General Home Insurance and you should refer to the company's website for current terms and conditions by clicking the blue quote or preview links above. Policy features, offers and discounts are subject to change.
Legal & General Home Contents Insurance Review by Alex Murray Good Points: Quick and friendly service. Bad Points: None I can think of. Customer Service Rating: 5/5 Value for Money Rating: 5/5 Overall Rating: 5/5 Made a Claim? Yes Recommended? Yes
Legal & General lauches interactive home contents calculator
Findings from a recent survey carried out by Legal and General home insurance confirmed that Brits are not very good at valuing the contents of their home.
The survey questioned over 4,000 people and revealed that 15% have no idea how much it would cost to replace the contents
Related Videos:
How L&G handle spillage claims and what to do to minimize spillage damage.
Please note that any product information or contact details featured in related videos may not be current.