Why Consider Liverpool Victoria Home Insurance:
Liverpool Victoria home insurance offers 5 star rated buildings and/or contents cover at a competitive price.
Just some of the great benefits include:
- Independent 5 star rating
- online discount
- additional discount if you buy both buildings and contents
- 24 hour claim line
- new-for-old cover for most contents (apart from clothing and household linen)
- replacements for many lost or damaged items delivered FREE to your door
- optional Legal Expenses cover.
Eligibility criteria at a glance
The property you wish to insure:
- isn't a mobile home and has its own separate lockable front door
- isn't empty or awaiting sale or derelict or undergoing structural work
- is in good condition and is built of brick, stone or concrete with a roof of slate, tile, asphalt, metal or concrete
- isn't left unoccupied for more than 60 days in a row
- is your main domestic residence and is not a second property e.g. a holiday home
- hasn't suffered from structural movement, subsidence, landslip or heave
- isn't used for any business purposes
- will not cost more than £1,000,000 to rebuild and its contents will not cost more than £150,000 to replace
- isn't in the Channel Islands or the Isle of Man
- isn't a listed building and has no more than 7 bedrooms
- isn't within a block of flats unless you require contents only cover
- hasn't suffered from flooding and is not located in an area which is under either a flood warning or severe flood warning issued by the Environment Agency
About the occupants:
- you haven't had more than two claims in the last 36 months
- you haven't been convicted of any non motoring criminal offence in the last five years
Why Choose LV= Home Insurance?
- a special online discount for new policies
- the flexibility to choose the amount of contents cover you want
- up to £1million cover for buildings as standard
- up to £25,000 cover for the cost of alternative accommodation if you can't live in your home in the event of a claim
- identity fraud assistance helpline automatically included
- a further discount for taking both buildings and contents cover
- a quick and easy application process
- up to £1,000 cover for loss or damage to hedges, trees, shrubs, plants and lawns
- Defaqto 5 star rating for buildings and contents cover
Why Buy from LV= ?
As the UK's largest friendly society we're here to help you make the best choices when it comes to your money. With a range of savings , investments and insurance products that are both good value and award-winning, we're bound to have something to interest you.
When we started in 1843 as Liverpool Victoria, our goal was to give financial security and peace of mind to more than just a privileged few. And today it's much the same. As a mutual, we don't have to answer to external shareholders – so we can concentrate on looking after you.
Awards & Ratings for this Company:
- Buildings and contents cover rated 5 stars by independent financial research company Defaqto 2011
- Recommended Provider by Which? 2010
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Overall Rating:
3 out of 5
from 0 reviews and 5 ratings
Categories:
Home Insurance
Home Contents Insurance
Further Details:
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Please note that excesses, terms and conditions may apply. This is only a brief summary of Liverpool Victoria Home Insurance and you should refer to the company's website for current terms and conditions by clicking the blue quote or preview links above. Policy features, offers and discounts are subject to change.
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