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HomeServe - your home emergency service

HomeServe - your home emergency service

From basic policies that target specific areas of your home (like your plumbing or gas boiler) to comprehensive policies that protect numerous trouble spots in hour home, HomeServe offer a range of cover options to suit all budgets and needs.
Why Choose HomeServe:

Pipes burst and boilers break down. So why not protect yourself against the hassle and expense of common home emergencies with an insurance policy arranged through HomeServe?

From basic policies that target specific areas of your home (like your plumbing or gas boiler) to comprehensive policies that protect numerous trouble spots in hour home, HomeServe offer a range of cover options to suit all budgets and needs.

With cover through HomeServe you’ll have peace of mind knowing that – if you ever have a home emergency – you can call HomeServe 24 hours a day, 7 days a week to arrange an emergency repair. Plus, you won’t have to pay for any repair costs within the cover limits.

Policies are underwritten by Inter Partner Assistance S.A. and arranged and administered by HomeServe Membership Ltd. HomeServe is a trading name of HomeServe Membership Ltd. HomeServe Membership Limited is authorised and regulated by the Financial Services Authority.

Overall Rating:

0.89 out of 5

from 53 reviews and 90 ratings

Average Review Ratings:

Customer Service Rating:
Value for Money Rating:
Overall Customer Rating:
Recommendations: 2%

Average Visitor Rating:

Overall Visitor Rating:

Categories:

Home Emergency Insurance
Boiler Insurance

Further Details:

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Policy features, offers and discounts are subject to change. Please visit the company's website for current terms and conditions by clicking the blue quote or preview links above.


customer reviews

Customer Reviews for HomeServe:

 Add Your Review

Homeserve Inside and Outside Cover Review by D. Butler
Good Points: none
Bad Points: every aspect of the whole process
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Plumbing and Drains Cover Review by Seema Chumber
Good Points: everything
Bad Points: nothing
Customer Service Rating: 5/5
Value for Money Rating: 5/5
Overall Rating: 5/5
Made a Claim? Yes
Recommended? Yes

Homeserve Boiler Cover Review by Stuart Knight
Good Points: Don't be silly
Bad Points: Too numerous to mention but will be aired legally
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

HomeServe Home Emergency Insurance Review by Christine Longmore
Good Points: Excellent response to complaints
Bad Points:
Customer Service Rating: 5/5
Value for Money Rating: 5/5
Overall Rating: 5/5
Made a Claim? Yes
Recommended? Please Select

Homeserve Plumbing and Drains Review by W. Dunlop
Good Points: One operator was extremely pleasant but achieved nothing.
Bad Points: No service. block claims, read above.
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Water Supply Pipe Cover Review by Lorna Bryan
Good Points: none
Bad Points: too many to list
Customer Service Rating: 1/5
Value for Money Rating: 1/5
Overall Rating: 1/5
Made a Claim? Yes
Recommended? No

Homeserve Boiler Insurance Review by Graham
Good Points:
Bad Points:
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? No
Recommended? No

Homeserve Home Emergency Assistance Cover Review by Christine Longmore
Good Points: Answered the telephone
Bad Points: Quality of service
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Complete Cover Review by A Kelly
Good Points: none
Bad Points: many
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Boiler Cover Review by Barry Kendy
Good Points: None
Bad Points: Took my money and gave nothing back
Customer Service Rating: 2/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Sofa Insurance Review by Hannah
Good Points: NONE
Bad Points: Will always find a way of not paying
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Home Emergency Cover Review by Kathy
Good Points: Lightening speed plumbers - when they are leaving your property!
Bad Points: Disinterested, couldn't care less attitude.
Customer Service Rating: 1/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Emergency Cover Review by M Wight
Good Points: none
Bad Points: above
Customer Service Rating: 1/5
Value for Money Rating: 1/5
Overall Rating: 1/5
Made a Claim? Yes
Recommended? No

Homeserve Home Insurance Review by Zoe Smith
Good Points: NONE
Bad Points: Attitude, quality of workmanship, very poor customer service
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Shower Cover Review by M Browne
Good Points: None
Bad Points: Very poor all round service and inexorable waiting times on hold
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Home Insurance Review by Lesley
Good Points: none
Bad Points: Rubbish Service, Use rubbish Companies
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Boiler Cover Review by Richard London
Good Points: None
Bad Points: Unreliable
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Emergency plumbing Insurance Review by Paul Hainsworth
Good Points: Speed of initial response on telephone
Bad Points: Service - i.e. what you are paying for & complaints procedure
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Carpet Insurance Review by Frank Davidson
Good Points: None
Bad Points: Every thing they say and do
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Plumbing & Drainage Review by Eileen Debenham
Good Points: The very pleasant engineer who did turn up
Bad Points: Lack of call-backs from Homeserve at any time, depsite their claims to do so
Customer Service Rating: 0/5
Value for Money Rating: 5/5
Overall Rating: 2/5
Made a Claim? Yes
Recommended? No

HomeServe Plumbing and Drainage Review by Elle
Good Points: None
Bad Points: Incompetent & untruthful contractors who Homeserve believe over the customer
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

HomeServe Kitchen Appliance Protection Review by Elle
Good Points: None
Bad Points: Lengthy wait for repairs, poor customer service, shoddy work, lack of response.
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Halifax Home Emergency provided by Homeserve. Review by S
Good Points: None.
Bad Points: Everything.
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Halifax Homeserve Home Emergency Cover Review by Richard Smith
Good Points: None
Bad Points: Poor response to call, lack of knowlege of own product, poor service standards
Customer Service Rating: 1/5
Value for Money Rating: 1/5
Overall Rating: 2/5
Made a Claim? Yes
Recommended? No

Homeserve Emergency Cover Review by Susan
Good Points: None
Bad Points: Loads
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Central Heating and Boiler Cover Review by Brendan
Good Points: Individually, polite people
Bad Points: Everything else. Utterly incompetent at providing a service
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Electrical Breakdown Review by Gill Griffiths
Good Points:
Bad Points: See above.
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? Please Select

Homeserve Home Emergency Cover Review by Andy Nightingale
Good Points: none
Bad Points: everything
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Home Emergency Insurance Review by Alan
Good Points: None
Bad Points: Poor customer service and claims
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve (N Power) Gas Central Heating Cover Review by G Mcauley
Good Points: NONE
Bad Points: EVERYTHING
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

HomeServe (Via Nationwide Insurance) Buidings & Contents Insurance Review by Wayne Gilbert
Good Points: None
Bad Points: All
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Plumbing & Drainage Review by K. Frettsome
Good Points: None
Bad Points:
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Home Appliance Insurance Review by Darran Smith
Good Points: None
Bad Points: There is no point in paying for this service.
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Plumbing Cover Review by Ian Hunt
Good Points: none
Bad Points: engineer didn't know what he was doing, no communication with call centre
Customer Service Rating: 1/5
Value for Money Rating: 1/5
Overall Rating: 1/5
Made a Claim? Yes
Recommended? No

Homeserve Drainage and plumbing Review by Karen Davis
Good Points: NONE
Bad Points: EVERYTHING
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Halifax (Homeserve) Home Emergency Cover Review by Laura
Good Points: None
Bad Points: All
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Plumbing & Drainage cover Review by Chris Bennell
Good Points: NONE
Bad Points: To many to mention
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Home Emergency Cover Review by Unicorn
Good Points: Can't think of any
Bad Points: Just about everything
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Boiler Cover Review by Helen
Good Points: none
Bad Points: everything
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? No
Recommended? No

Homeserve Comprehensive Home Repairs/Heating Review by Helen Fruin
Good Points: none
Bad Points: policy does not cover what it suggests, inefficient service
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Plumbing and Drainage Cover Review by Mrs S Storey
Good Points: None
Bad Points: Ambiguous Exclusion Clauses
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Central Heating Cover Review by F.ray
Good Points: none
Bad Points: everything, apart from engineer
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve GB Domestic Repair Service Review by Lee
Good Points: None
Bad Points: Bad customer service, bad engineers assigned to fix the problem.
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Sofa Insurance Review by Leslie Kent
Good Points: NONE
Bad Points: Disgusting service
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve (via Britannia Home Assist) Home Assist Cover Review by Howard Arrowsmith
Good Points: None
Bad Points: See above
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Plumbing, Drainage and Water Supply Pipe Cover Review by John Scannell
Good Points: None
Bad Points: Call centre tells you you are covered and the plumber tells you you aren't
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Home Emergency Cover Review by Alan Gillies
Good Points: none at all, tried to think of one but couldn't
Bad Points: just about everything
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Insurance Review by S Kearns
Good Points: NONE
Bad Points: All
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Cover Review by Mary Moir
Good Points: Words fail me
Bad Points: Where do I begin
Customer Service Rating: 1/5
Value for Money Rating: 1/5
Overall Rating: 1/5
Made a Claim? Yes
Recommended? No

Homeserve House Insurance Review by Helena
Good Points: none
Bad Points: everything
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Boiler Insurance Review by Liz Alford
Good Points: None
Bad Points: Always trying to avoid liability
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve via Nationwide Building Society Home Insurance Review by Alex Fairley
Good Points: none
Bad Points: Trying to pin someone down
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

Homeserve Plumbing and Drainage Emergency Policy Review by Mary Gavigan
Good Points: Fast response
Bad Points: Look for any way not to honor their agreement
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No

visitor comments

Comments for HomeServe:

 Add Your Comment

Totally diabolic service - complete power outage on lower floor, not an emergency. Tiles blown off in the winds, would not repair as it was not at least 1/3 of the roof gone. Customer services - terrible, admins - disasterous. Account closed by us and re-instated by homeserve, monies taken and very rude reps when I called for refund!
Comment by J Foster
Date: 17/5/2010

Out of 4 problems I rang them about, 3 were not covered (dripping taps, leaking wastepipe). For the fourth problem (blocked drain) a "plumber" turned up 3 hours late without any tools and any apology. He poked about with a stick he found in the garden before giving up. The worst company I've had the misfortune to have dealings with.
Comment by stanno
Date: 28/1/2010

Absolutely the worst service of any company ever experienced. 24hr emergency call out line yes, but they take an hour to answer it, then would you believe it it's been 4 weeks since we called them still no show. I cannot express in words how incompetent this company is. We are currently reporting them to the FSA.
Comment by Paul L
Date: 12/1/2010

I have made my first claim to repair a water stop cock. Three appointments made, three times no show. Having read the reviews I think I might be lucky the Homeserve plumber did not turn up. Booking the appointment was confused, Homeserve and the plumber telling me different procedures to book the visit. Worse than useless! 0/5
Comment by B Sarney
Date: 18/12/2009

After looking into insurance, looking at the comments, I figure that there are only a handful for the amount of people that are insured with HomeServe. In every company there will be the odd complaint, so I gues they must be all right. Esp looking at their sales and retention figures, if they really were that bad, surely the retention figures would be terrible?
Comment by Maz
Date: 19/7/2009

Fast response by engineer (Plumber) who had no WD40 and no Molegrips, asked to borrow mine. Failed to complete the job, second set of engineers collapsed a water pipe spilling 10-15 gal of rusty water over lounge carpet and ceramic kitchen tiles... Homeserve...Homerubbish.
Comment by Ray Janes
Date: 27/5/2009

I can find no reviews relating to the 'electrical wiring' cover - has anyone ever actually either purchased or claimed on this aspect of HomeServe's policy?
Comment by marilyn
Date: 19/3/2009

I just wanted to let others know that when looking for alternative service cover, I found these reviews and as a result, will not be switching to HomeServe. I know this is of little consolation for those that have experienced problems but at least it shows others and hopefully HomeServe that their lack of ownership to problems will result in consumers turning away from their products. Thanks all for your reviews - they really helped.
Comment by Robert M
Date: 9/12/2008

When we claimed we were told our claim was invalid and we weren’t covered, so having spent £70 in cover with Homeserve (via Thames Water) we ended up paying their "plumber" £200 to fix a blocked drain. We complained in writing and they just wrote back and stated that their engineers advised that remedial work was needed and this work was excluded under the policy. So we never got our £200 back. Best advice we can give is avoid Homeserve
Comment by John S
Date: 12/9/2008

Homeserve were assigned to our kitchen repair after an insurance claim via Nationwide. 4mths later and we are still without a working kitchen, no cooker and no running Hot water (We have 2 young children and been living from Microwave food for 4mths !) Communciation and service has been non-existant. Phone calls never returned, inexperienced plumbers and kitchen fitters who do not turn to site. Avoid this company at all costs !
Comment by Wayne
Date: 30/6/2008

I am appalled at the service you have given my father. He is 73 years old and has had different insurances all his life for one thing or another and has never come across such an incompetant company.
Comment by karen davis
Date: 17/4/2008

Homeserve are probably one of the, if not the worst Company I have ever dealt with - unreliable, do not keep appointments, engineers who do not know what they are doing and a lot of passing the buck - if you are looking for a heating or similar policy definitely look elsewhere!
Comment by cm
Date: 2/4/2008

My boiler stopped working on the 22 March. I thought it would be an easy job to call Homeserve to sort out the problem. How wrong I was! I am in the middle of a nightmare. Nobody phones or lets me know what is going on or rather, not going on. Where in the contract does it say that Homeserve will do their best to make sure the claim is dealt with by the most incompetent people I have ever come across. I'm sure Joseph will let me know.
Comment by Eileen
Date: 1/4/2008

I have been without heating or hot water for almost 2 weeks and it is likely to last another week at best. No-one ever contacts us. I have a sick child in the house. This is the most appalling service. Also they say they give 30 pounds towards heating if the parts take longer than 72 hours. When I mentioned this on the phone no-one had heard of this. Does anyone who can do something actually read these comments?
Comment by Helen
Date: 1/4/2008

Joseph its interesting to hear that you have read all of these reviews. Maybe it would be good if rather than just concentrating on selling Homeserve could spend a lot more time making sure that their customers do read and understand the policy terms so that they fully understand the limitations of the cover provided before they spend their hard earned cash. It might actually reduce the number of horror stories on this web site.
Comment by John
Date: 18/3/2008

Someone has pointed out to me that I should make it clear that I do actually work for Homeserve
Comment by Joseph
Date: 18/3/2008

I have read all of these reviews and I do not believe any of you have once read your policy terms, or given them more than a slight glance. Would you take out a mortgage on your home in 'good faith'? Why do the same for an insurance policy. You have 28 days to read these policys and cancel them if you wish, any money will be refunded in full upon doing so. I would suggest you spend 20 minutes of your time reading these policys.
Comment by Joseph
Date: 27/2/2008

You might as well throw your money down the drain.........very good at quoting reasons why you are not covered in the event of an emergency - most appalling customer service ever!!
Comment by Gill
Date: 22/1/2008

People beware, useless, incompetent. They sent me a plumber who told me I would need an engineer to unblock the bath waste. (will send fuller details at later date).
Comment by Monica
Date: 14/12/2007

Complete and utter waste of time. Not at all customer orientated, unhelpful and obstructive. Credentials suspect, not forth coming about trade affiliations and doubt they are as well trained and experienced as they say they are. Keep well away.
Comment by MR Ray McGough
Date: 20/7/2007


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