Direct Choice Tradesman Insurance

Our Tradesman Liability insurance is designed to protect self-employed tradesmen against damage, with employers and public liability to cover property damage incurred in the course of their trade.

The policy is underwritten by MMA Insurance plc and covers the following:

• All types of business such as sole traders, partnerships and limited companies
• A wide range of trades and professions from Arial Erectors to Upholsters
• Hand tools and hand held portable power tools owned or hired by a person covered under this policy (optional)
• Goods In Transit for loss of or damage to goods or materials pertaining to the work being undertaken. (Optional)
• Public Liability insurance to cover you and your eomplyees against damage to property
• Public Liability up to various levels, including £5 million, which is often required for Local Council contracts
• Employers Liability of £10 million ‚ a legal requirement if you employ staff

Policy benefits included at no extra cost are:

• A dedicated commercial claims helpline operated 24 hours a day 365 days a year
• 24 hour Business Legal and Taxation helplines
• Legal defence costs covered in the event of a prosecution under Health and Safety
• Employees Liability for clerical staff at no extra charge
• Cover for temporary employees automatically for up to 50 working days
• Legal liability for work carried out by subcontractors

• Swinton Business Insurance
• AA Van Insurance
• Premierline Direct Business Insurance
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• Churchill Van Insurance
• More Than Business Insurance
• Direct Line Business Insurance