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Home >> Privacy Policy

UK Insurance Index Privacy and Cookies Policy

We hold the privacy of your personal information when using this website in the highest regard. The following privacy statement confirms our continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site.

We recognise the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us. This policy will be continuously assessed against new technologies, business practices and our customers' needs.

What Information Do We Collect?
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected as you and others browse our Web site.

1. Personal Information You Choose to Provide

Registration Information
When you register for any of our products, services or newsletters you will provide us information about yourself.

Email Information
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

2. Web Site Use Information

Cookies
Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.

What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

For further information about cookies please visit www.allaboutcookies.org/.

Our Use of Cookies
We use a number of cookies on this website, some are created by us and others created by third party websites and services that help us run the site.

UK Insurance Index Cookies

Cookie Name: PHPSESSID
Source: uk-insurance-index.co.uk
Purpose: Part of the UKII site uses a scripting language called PHP and requires this cookie to function correctly.

Cookie Name: votel[]
Source: uk-insurance-index.co.uk
Purpose: created when a visitor submits a rating of the insurance companies, articles or reviews listed on the site. This cookie ensures the same person cannot submit more than one vote per item.

Cookie Name: LUG_adv_user, LUG_adv_password, LUG_adv_number, LUG_adv_name
Source: uk-insurance-index.co.uk
Purpose: All created when an advertising user logs into their account and ticks the 'remember details' box.

Google Analytics Cookies
This site uses Google analytics to help us recognise and count how many visitors the site gets, where they arrived from and how they use the site. This helps us to understand what our visitors want and improve their user experience. These cookies are only used for the purpose of identifying true unique visitors and how they use our website. You can read more about Google Analytics cookies here https://developers.google.com/analytics/devguides/collection/gajs/cookie-usage.

Youtube Cookies
Some of the pages on this site contain Youtube videos embedded into the page. When you play any of these videos Youtube sets cookies the cookies below. For further details on YouTube cookies, please visit http://www.youtube.com/t/privacy_at_youtube.

Cookie Name: VISITOR_INFO1_LIVE
Source: Youtube.com
Purpose: For estimating user bandwidth.

Cookie Name: use_hitbox
Source: Youtube.com
Purpose: Created by Youtube.com when you view any youtube videos embedded into pages on UK Insurance Index.

Cookie Name: PREF
Source: Youtube.com
Purpose: Stores Youtube session preferences.

Removing or Disabling Cookies
If you do not wish to accept cookies you can disable them by changing the settings on your internet browser. However this will affect the functionality of this website and other websites you visit. You can read more about controlling cookies on your computer here http://www.direct.gov.uk/managingcookies.

How Do We Use Cookies?
As you visit and browse our Web site, the site uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback to constantly improve our Web site and better serve our visitors. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

Computer IP Addresses
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customize our site's content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on any communications.

Sharing and Selling Information
We do not share, sell, lend or lease any of the information that will identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

Legally Compelled Disclosure of Information
We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.

What About Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.

Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site's own rules and policies. Please read over those rules and policies before proceeding.

Your Consent
By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security

Please note that your information will be stored and processed on our computers in the United Kingdom. The laws on holding personal data in the United Kingdom may be less stringent than the laws of your Country of residence or citizenship.

Your Choice to Opt-In or Opt-Out
This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.

Changes in Ownership
In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Privacy Policy Modifications
We may change this Privacy Policy from time to time. If and when changes are made to this privacy policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.

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All directory listings, articles and reviews are provided as information only and do not constitute advice or a recommendation of any product or provider. If you use these insurers, we take no responsibility and give no guarantees, warranties or representations, implied or otherwise, for the content or accuracy of these third-party web sites or companies. If you have any doubts you should consult an authorised independent financial adviser for advice based upon your individual needs and circumstances. A database of advisers in your area is available at www.unbiased.co.uk.