"Nice until you make a claim"
All was good until I had to make a claim, built up 5 years with them, had car stolen, usual lie detector phone call bunkum, trebled my insurance and bumped my no claims down to two years from 5.
Found insurance for for a third of the cost with the RAC, even with the 2 years NCD Flux saddled me with.
So to recap, smarmy and inviting when taking your money, but by heaven do they stick the knife in if you are unfortunate enough to have to make a claim. Not with a veritable barge pole would I touch them with.