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Review of Homeserve Plumbing and Drainage Emergency Policy

Submitted by Mary Gavigan
Review Added: 9/4/2007 - Visitor Rating: 3.97 (145 votes)

Review Categories:
Home Insurance

Customer Review Comments:

I took out a policy with Homserve about six years ago, simply because I thought they were part of Anglican Water. In fact they are a completely separate company and their name is misleading. They contract the jobs out to different companies.

The first claim I made was when we had a blocked toilet. The company that came out put a camera down the drain and decided our drains had collapsed - which would not be covered under the Homeserve / Anglican Water Direct policy we had, but would be covered under our home insurance policy! See where I am going with this!!!

In fact after they dug up our back yard and the toilet still blocked up it was discovered then that there was a toilet freshener stuck in the toilet! I watched them like a hawk to see exactly where the pipes had collapsed. They hadn't. They dug up our back yard because they saw an opportunity for a quick buck and it didn't cost the company that delivers unsuspecting idiots like me to them anything at all! A claim was made on our house insurance that wasn't required and I had to pay the excess of £150! Although I reported this company, they still continue to use them!

The second time I called them it was due to an outside tap that had started leaking badly. Apparently, as it is not an emergency, it was not covered and the plumber they sent charged me £70 to put a new washer on! He didn't as he didn't have the right size and I only noticed after that he had put that white tape around the tap which held it for a few days so as I wouldn't notice!

After that, in the six years I've had four blocked drains - a fiftenn minute job in three of those cases and about 45 minutes in another. None of these blockagese had anything to do with collapsed drains and were cleared but I refused to allow the initial company anywhere near my house. As soon as you make a claim with these people they try their best to find a way not to honour their agreement. I was told because I did not pay for a video survey they were not going to come out an unblock a drain that had absolutely nothing to do with the blockage. In fact I did have a video done and the drains were fine.

Last week I reported a blocked drain which thay came out and unblocked but promptly phoned to tell me that the engineer had spotted possible roots in another drain (nothing to do with the drain he unblocked which took less than five minutes!) and that unless we had our drains relined they would no longer cover us. At no point was there a blockage caused by roots in our drainage system!

So what I want to say to any poor unsuspecting customer is not to bother with them as it is more stressful to deal with them in the long run and some of the companies they use in the Buckingham/Northamptionshire area are unscrupulous and not very nice to deal with. I worked it out that I paid them more than what it would have cost to have somebody come out when a drain blocks. They always find a way to get you.


Good Points: Fast response
Bad Points: Look for any way not to honor their agreement
Customer Service Rating: 0/5
Value for Money Rating: 0/5
Overall Rating: 0/5
Made a Claim? Yes
Recommended? No
Insurer Website: www.homeserve.com

See all reviews for HomeServe


comments about this review

Do You Agree With this Review?

 Add Your Comment

Wow - I'm very surprised by the negative comments about Homeserve. Maybe I've been lucky but the service I got from them when my boiler broke down recently was excellent. The response was very quick - problem was diagnosed and 2 new parts were ordered, which came direct from the boiler manufacturer. Overall I'm extremely pleased with the service I got having paid under £100 for the annual cover. I know I saved myself hundreds of pounds in parts & repair bills.
Comment by Michelle
Date: 19/10/2010

Took my money, made a total cock up, and have spent 2 weeks unsuccessfully trying to get my money back - they owe me £500 and are a bunch of crooks
Comment by jo
Date: 17/10/2010

We've had them for two years now, and as a result now have two leaking taps, one toilet cistern that won't work properly despite numerous complaints. They've come out, said they couldn't find a place to park and left without doing work on four occasions. The quality of the fittings they install and the way they install them are both unsatisfactory. And their telephone service is laughable. Requests for information or copies of invoices or the like are not responded to. I'm weary of struggling with them. The whole thing seems disjointed as if no one in the organisation or employed as a subcontractor by the organisation communicates with any of the others. I give up!
Comment by Sandra
Date: 13/9/2010

I am very surprised to read these comments as i have had nothing but excellent service from Homeserve and have recommended them to family and friends. Fast service and have never had to put my hand in my own pocket to pay for a repair. I was called after the repair and completed a questionnaire where i left comments on the entire service. A very happy customer!
Comment by Jason Chatwin
Date: 6/7/2010

I am a victim of Homeserve flaw. Plumber1 on the night of the leakage stops the water system. Incompetent plumber2 next day rips carpet, skirts, and panels- damaging some. Says that sealing is not their remit. On escalation manager plumber3 promise to replace damaged items. But leaves with all house in the ripped off state. Finally Customer Relations calls. A joke! The lady had zero empathy and doubted replacement. Homeserve is a waste of time!
Comment by Hema
Date: 10/5/2010

I was just about to confirm payment for a Homeserve policy for peace of mind as I have a 6 yr old boiler that has already cost several hundred pounds in the last 3 years so thought an insurance policy including annual service could save me money in the long run. Having read these reviews I shall resist the tempting offer of £50 cashback & look elsewhere.
Comment by Claire Breeze
Date: 29/4/2010

Called in an Emergency, outside drains blocked and overflowing when toilet flushed. The nominated firm had not phoned me after the promised 90 minutes. When I phoned them they told me they had it booked for an appointment the following day! This is not the emergency cover I paid for and this is the second time in a year that they have failed to provide that cover. I will not be renewing.
Comment by John Corkett
Date: 23/3/2010

Useless, worst company I have ever dealt with. Left us 3 weeks without gas and hot water, ended up having to source our own engineer and paying for it ourselves and then having to wait nearly 2 months for the money to be reinbursed.
Comment by Gary Weldon
Date: 20/2/2010

Homeserve policies sold as emergency cover -they're not. Boiler malfunctioned, called 24hr breakdown, no-one available for 48hrs!! Receive call on day of visit, engineer off sick and would have to rearrange visit. So without heating and hot water for five days in minus temperatures. Call to Trading Standards and BBC Watchdog in the offing. Avoid this company at all costs.
Comment by Paul - Rugby
Date: 13/2/2010

Been with Homeserve for 12 years & never claimed. However, an emergency plumber was required last week to repair a split water pipe within our kitchen area (which led to severe flooding). On contacting Homeserve I was told that it would be 2 days before a plumber could attend. Customer service is a joke. Policy now cancelled. (Any advice as to a good alternative would be welcome)
Comment by Allan P
Date: 16/1/2010

Phoned Homeserve yesterday as boiler is severely leaking, but apparently even though their name is on policy, they take the money etc, they are not responsible as they are only a middle-man, acting on behalf of other companies. Although their policy states that there is emergency call-out and a hotline number, there isn't.
Comment by Mrs R
Date: 19/12/2009

Took 30+hours to respond to an interior leak, then missed the leak altogether & declared it fixed. A competent plumber took 10 minutes to put the problem right.
Comment by Tony Whitwell
Date: 15/12/2009

I left Homeserve this year after sticking the job for 2 years-they are awful! Customers were often put on hold while staff wandered off to have a chat with their mates, or had to ring for the fifth time because they kept being promised that someone would call them back, when they had no intention of doing so. Cont...
Comment by Marie Kennett and proud of it
Date: 15/12/2009

Thanks to you all you've made my mind up for me, I am with them and seem to be paying for one policy yearly and two others that no one will tell me what they are for!!!!! I will try (for the fourth time) to cancel them.
Comment by TRISHA
Date: 11/7/2009

Homeserve plumber broke top of stop valve and denied responsibility. Homeserve made 5 appointments to rectify and all either failed to arrive or could not do the job. Now they are denying responsibility. Should rename as Homestress.
Comment by G Adams
Date: 17/5/2009

Homeserve are rubbish! Zero customer service and their contractors (Storm) are just as unprofessional and unreliable. We have had 15 missed appointments for reasons ranging from misdiagnosis of the problem, simple failure to turn up and inability to order in the correct part.
Comment by Travel Monkey
Date: 14/1/2009

Homeserve were sent by my house insurance company to replace 2 door locks after my wife's handbag was stolen. It took them TWO weeks and FIVE visits.
Comment by Tim
Date: 6/5/2008

Quite unintelligent and completely biased. 'Badly leaking garden tap', this only needed a replacement washer? It isn’t an emergency and the policy holds a definition of the term emergency, which is something that puts your health and safety at risk, makes your property uninhabitable, or causes damage. You further go on to mention four separate occasions that you have needed help, which you received.
Comment by Joseph
Date: 27/2/2008

This is classic homeserve. We found out to our cost that you are right, they look for any way not to honour their agreement. When you complain they just say you should have read the terms and conditions, these people give the insurance industry a bad name.
Comment by John Scannell
Date: 8/2/2008


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The comments in this review are the opinion of Mary Gavigan and do not represent a positive or negative judgement by UK Insurance Index of the company or policy reviewed. Whilst all comments are checked for compliance with our submission rules and guidelines we are unable to confirm any of the customer experiences documented. Please bear in mind that any negative reviews may be outnumbered by many more satisfied customers.
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