UK Home Insurance Articles Hiscox Home Insurance
search advanced search
all categories ALL CATEGORIES
A-Z Category Index

popular categories POPULAR CATEGORIES
Car Insurance
Home Insurance
Life Insurance
Mobile Phone Insurance
Pet Insurance
Travel Insurance

directory categories DIRECTORY CATEGORIES
Business Insurance
Event Insurance
Health Insurance
Home Insurance
Insurance Advice
Insurance Companies
Life Insurance
Marine Insurance
Motor Insurance
Non UK Insurance
Pet Insurance
Possessions Insurance
Specialist Insurance
Sport Insurance
Travel Insurance

review categories REVIEW CATEGORIES
Business Insurance
Car Insurance
Health Insurance
Home Insurance
Insurance Companies
Life Insurance
Mobile Phone Insurance
Motorcycle Insurance
Pet Insurance
Sport Insurance
Travel Insurance

article categories ARTICLE CATEGORIES
Business Insurance
Car Insurance
Health Insurance
Home Insurance
Insurance Awards
Insurance Guides
Life Insurance
Money Saving Tips
Pet Insurance
Travel Insurance

news categories NEWS CATEGORIES
Business Insurance News Feed Business Insurance News
Car Insurance News Feed Car Insurance News
Health Insurance News Feed Health Insurance News
Home Insurance News Feed Home Insurance News
Life Insurance News Feed Life Insurance News
Pet Insurance News Feed Pet Insurance News
Travel Insurance News Feed Travel Insurance News

contact us CONTACT US

Email:

Name:

Your code:
security code
Enter the code above:


Summertime, and Stealing Your Garden Equipment is Easy

Article by UK Insurance Index
Article added: 23/5/2008 - Last updated: -
Rating: 0.00 (0 votes)

When the days get warm, lots of us take to the outdoors like ducks to water. Out come the barbecues, patio furniture, chimneys, fountains and birdbaths. Unfortunately, by doing so, most of us also put out an open invitation to thieves too.

According to Halifax Home Insurance, garden equipment theft increases by over 50% in the summer months each year. And as outdoor living has become more popular, the average claim for the theft of outdoor garden and patio items has increased by over 25%.

The fact is that patio furniture and outdoor equipment is more valuable than many people realise, and the cost of replacing a few chairs and a grill can add up fast. Because it’s outdoors, many people never consider taking safety measures to secure it, perhaps assuming that no one will walk off with their property in plain sight.

Unfortunately, the truth is that many thieves do exactly that, particularly in neighbourhoods where there are fewer people at home on weekdays. According to figures from Halifax, the average claim following a garden theft, ranges from a high of £679 in Bolton & Wigan to a low of £116 in Harlow. Those can be hefty losses if you discover that your home contents policy doesn’t cover some or all of it.

So, how can you protect your property from being targeted if garden thieves come to your neighbourhood? These tips from Halifax will help you keep your yard, patio and garden property safe and secure...

  1. Identify your stuff. Mark garden furniture and ornaments with your postcode to make them easy to identify in the event that they’re stolen.
  2. Keep photos of valuable items in case they are vandalised or stolen.
  3. Lock garden gates, sheds, garages and outbuildings to make it more difficult for thieves to gain access to your belongings.
  4. Put bricks in the bottom of patio containers to make them harder to pick up and walk off with.
  5. Don’t leave portable valuables out in plain sight. Bicycles, lawn and garden tools, lawnmowers and children’s toys should always be locked away out of sight when not in use.
  6. Use gravel or rocks on your driveway and paths to deter thieves. You’ll be able to hear them approaching – and so will your neighbours.
  7. Join a Neighbourhood Watch scheme, or get together with your neighbours to start one if you don’t have one already.
  8. Fence or wall your garden or yard. Even high hedges are a deterrent to would-be thieves.
  9. Store your gas grill or barbecue inside if you can. If you can’t, run a bicycle chain through a support and chain your grill to a fence or other immoveable object.
  10. Don’t forget garden or yard lighting with motion detection to deter thieves at night.

Finally, check your home insurance policy to see what kind of cover you have for outdoor and garden equipment. If your policy doesn’t cover yard and garden items, talk to your insurer about adding additional cover or shop around to see if you’re likely to get a better deal elsewhere.



--------------------------------------------------------------------------------------------------------------------
Visit the Home Insurance Companies Directory for more tips and information.
--------------------------------------------------------------------------------------------------------------------

PLEASE NOTE: The guidance published in this article is for information only and does not constitute financial advice or a recommendation of any particular product or company. If you are in any doubt please consult an independent insurance adviser. A database of advisers in your area is available at www.unbiased.co.uk.

Copyright © UK Insurance Index http://www.uk-insurance-index.co.uk. All rights reserved.


comments about this article

Comments About this Article:

 Add a Comment


share this article

Share this Article:


Digg this article tag with Delicious submit to StumbleUpon send to a friend

rate this article

Rate this Article:


Please rate this article between 1 and 5
with 5 being top.
All ratings received for this article.

latest listings LATEST LISTINGS
HomeInsurer.co.uk
Sheilas Wheels Home Insurance - FREE legal & home emergency cover
Donatesomeback.com - up to £25 for your favourite charity
ProtectYourBubble.com - simple insurance
Axa Home Insurance

latest reviews LATEST REVIEWS
Homeserve Plumbing and Drains Cover
Direct Line Home Response 24
Aviva Home Contents and Buildings Insurance
Homeserve Boiler Cover
Domestic and General Domestic Appliance Insurance

latest articles LATEST ARTICLES
Will a flood leave your home insurance high and dry?
Are Your Home Contents Valued Correctly?
Summertime, and Stealing Your Garden Equipment is Easy
Does Your Home Insurance Policy Cover You for Earthquake Damage?
Do You Live In a Home Insurance Black Spot?

insurance awards INSURANCE AWARDS
your money directThe Your Money Direct Awards were set up in 1998 as a forum for consumers to recognise and reward excellence in the financial services industry. Some of the winners for 2009 are...

BEST MOTOR INSURANCE PROVIDER
Co-operative Insurance

BEST HOME INSURANCE PROVIDER
Sainsburys

BEST TRAVEL INSURANCE PROVIDER
Liverpool Victoria

BEST PET INSURANCE PROVIDER
Post Office

BEST LIFE INSURANCE PROVIDER
Post Office

BEST BREAKDOWN INSURANCE PROVIDER
Greenflag

More Awards>


Directory Home | Privacy | Terms of Use | Submit Site

Copyright © 2005 - 2010 UK Insurance Index - Insurance Company Directory. All rights reserved.
All directory listings, articles and reviews are provided for information only and do not constitute advice or a recommendation of any product or provider. If you use these insurers, we take no responsibility and give no guarantees, warranties or representations, implied or otherwise, for the content or accuracy of these third-party web sites or companies. If you have any doubts you should consult an authorised independent financial adviser for advice based upon your individual needs and circumstances. A database of advisers in your area is available at www.unbiased.co.uk.