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One millionth uninsured vehicle taken off road

Article by Simon Christopher
Posted: 29/8/2012 - Last updated: -
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A car belonging to an uninsured driver was seized in the West Midlands this week. What makes that noteworthy is that it's the one millionth such seizure since police received the power to do so in 2005.

Since then officers have been allowed to stop vehicles as soon as they are identified as being uninsured. That's made possible by using automatic number plate recognition technology linked to a national database of all motor insurers.

Over the seven years that averages at just under 400 seizures a day, though the current rate is around 500. Almost a third of seized cars are later destroyed.

The AA welcomed the milestone but warned that an estimated 1.2 million uninsured vehicles are still on the roads: around one in 25 of all vehicles in use.

The costs of the national database equate to around £33 a year extra on the average motor policy, though without the seizures it's extremely likely that policy costs would be much higher. That's because insurers already allow around £25 to £30 from every premium to cover the risk of being unable to recoup costs because another driver in a crash in uninsured.

PLEASE NOTE: News items are intended for information only and should not be relied upon when making insurance decisions. Due to their nature, some of the information in news stories including any references to taxation, legislation, regulation, or other issues may no longer be current.

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