UK Insurance Index JS Travel Insurance Online
search advanced search
all categories ALL CATEGORIES
A-Z Categories

popular categories POPULAR CATEGORIES
Car Insurance
Home Insurance
Life Cover
Mobile Phone Cover
Pet Insurance
Travel Insurance

directory categories DIRECTORY CATEGORIES
Home & Property
Insurance Brokers
Life & Protection
Non UK Insurers
Pet & Animal
Personal Possessions
Specialist Cover

review categories REVIEW CATEGORIES
Car & Motor
Insurance Companies
Life Cover
Pet & Animal

article categories ARTICLE CATEGORIES
Car & Motor
Home & Property
Insurance Awards
Insurance Guides
Life Cover
Pet & Animal

news categories NEWS CATEGORIES
Business News
Car and Motor News
General News
Health News
Home & Property News
Life Cover News
Pet and Animal News
Travel News

Home >> Travel Insurance Reviews >> Explorer Travel Insurance

Write a Annual Multi-Trip Policy Review Write a Review

Review of Explorer Travel Insurance Annual Multi-Trip Policy

Submitted by Stephen
Review Added: 20/11/2012 - Visitor Rating: 0.00 (0 votes)

Review Categories:
Travel Insurance

Customer Review Comments:
Very helpful staff on the telephone; good at dealing with my having to add some medical conditions for the second year of my insurance with them and did not impose any additional premium.

They also cover a fairly long list of sports risks as standard and have a sliding scale of risk intensity that demands higher premiums.

And that's where I think they are inflexible.


Well.. Sailing or crewing a leisure yacht in costal waters (defined by Explorer as anywhere within 12 nautical miles of land) is included in the basic list of risks they cover at no extra premium. So far so good.

BUT, when I asked them what the increased premium would be if I wanted to travel on a sailing yacht outside the 12 mile limit (say for example travelling across to France across the wider part of the Channel, not just Dover-Calais) they wanted SIX times the basic premium! This is because they classify sailing *anywhere* outside the 12 mile limit as being as risky as "Alligator Wrestling", amongst other pursuits. Portsmouth to Normandy is hardly the North Atlantic.

And what's worse is that they said I could not take out a separate insurance with another company just to cover me for "offshore" sailing, as then I'd have two policies and they don't like that.

Good Points: Call Centre staff, medical conditions cover clear and flexible
Bad Points: Strange and not so flexible risk assessments, as described above.
Customer Service Rating: 4/5
Value for Money Rating: 4/5
Overall Rating: 4/5
Made a Claim? No
Recommended? Yes

See all Explorer Travel Insurance reviews

Add your Explorer Travel Insurance review

comments about this review

Comments about this review:

 Add a Comment

share this review

Share this review:

rate this review

Rate this review:

Please rate this review of Explorer Travel Insurance Annual Multi-Trip Policy
between 0 and 5 with 5 being top.
All ratings received for this review.

The comments in this travel insurance review are the opinion of Stephen and do not represent a positive or negative judgement by UK Insurance Index of the travel insurance company or policy reviewed. Whilst all comments are checked for compliance with our submission rules and guidelines we are unable to confirm any of the customer experiences documented. Please bear in mind that any negative reviews may be outnumbered by many more satisfied customers.
latest listings LATEST LISTINGS
Gnu Insurance - affordable travel insurance for over 50s
Coverwise Travel Insurance
Explorer Travel Insurance - great cover with no age limit
OULdirect - very low cost travel insurance

latest reviews LATEST REVIEWS
JS Insurance Trekking Everest Base Camp Travel Insurance
Globelink Travel Insurance
Explorer Travel Insurance
Ageas Travel Insurance
Explorer Travel Insurance Annual Multi-Trip Policy

latest articles LATEST ARTICLES
How to get travel insurance with a pre-existing medical condition
How does Foreign Office advice affect your travel insurance policy?
Do you need specialist travel insurance for a smooth cruise
Winter sports travel insurance - what is it and when do you need it?
Exceedingly good travel insurance advice

Home | Privacy & Cookies | Terms of Use | Contact |

Page protected, do not copy

This website uses cookies to ensure a reliable browsing experience. If you continue to use this website you are consenting to us using cookies in this way. To find out what cookies are, which ones we use and why we use them please click here.

Copyright © 2019 UK Insurance Index. All rights reserved.
All directory listings, articles and reviews are provided as information only and do not constitute advice or a recommendation of any product or provider. If you use these insurers, we take no responsibility and give no guarantees, warranties or representations, implied or otherwise, for the content or accuracy of these third-party web sites or companies. If you have any doubts you should consult an authorised independent financial adviser for advice based upon your individual needs and circumstances. A database of advisers in your area is available at